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Summary: For those who wish to study and finish college but cannot afford the high cost of education, you have 2 choices, either you apply for a scholarship program or you apply for a student loan. While entering a scholarship program seems more reasonable than taking student loan, both still have their pros and cons. Of course, when you apply and happen to enter college under a scholarship program, you don't have to worry about the finances and fees you have to pay for the enti...

For those who wish to study and finish college but cannot afford the high cost of education, you have 2 choices, either you apply for a scholarship program or you apply for a student loan. While entering a scholarship program seems more reasonable than taking student loan, both still have their pros and cons. Of course, when you apply and happen to enter college under a scholarship program, you don't have to worry about the finances and fees you have to pay for the entire duration of your studies. There are also thousands of grants that are up for grab every year. Scholarship programs have designed system that works to facilitate every student depending on their financial needs. Whether you are an intellectual person or someone with an average IQ, you can still fit in into one of the many scholarship programs available. Many scholarship programs cater those who are artists, stage performers, athletes, and students with special skills in other fields. They may not have high level of intelligence but they can get scholarships with their talents. Scholarship programs are also available to students of race, minorities, foreigners, and other sector of society that needs financial assistance. Other programs are also given not only on college students but also on students who want to pursue further studies. Many institutions also offer scholarship programs that for their members like union groups and religious organizations among others. In case you don't fit in to one of the criteria of becoming a scholar, the option to take is student loan. Student loan is a type of financial aid that helps student to pay their tuition provided that they would pay all the expenses back to their sponsors. If scholarships do not ask for return, student loans do. The good thing about student loan is that you can move freely as a regular student in the campus without worrying so much of maintaining high grades and skipping other activities to attend gym practice or early morning job. Although you can always apply for scholarships under the available grants, you are the one who choose what it is. A drawback though (if you want to consider it a drawback since you have already finished your studies) is that you have to pay the amount you have barrowed from the student loan up to the last cent. Although you have to do this when you are working, it may seem to be a burden to you. But who cares? The important thing is whether you finish your college through scholarship program or student loan, you can still be proud of your achievement.
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